UniGeniusFinancial planner exam

Prepare for the CFP exam with real client cases.

Find your weakest domain in a free 15-question diagnostic, fix it with a short lesson, then practice scenarios and case studies with every answer explained.

The only interactive course with a tutor that finds your weak spots and fixes them.

Take the free diagnostic

One payment in US dollars. Full refund within 14 days, for any reason.

Free time value of money drill

Future and present value, lump sums and real returns, with the calculator inputs shown. Every question is generated and checked in code. Saving, income and loan questions are on the full drill page.

Wen invests a lump sum today and adds nothing more. What will it be worth at the end of the period?

  • Invested today: $12,000
  • Return: 4% a year, compounded annually
  • Years: 12

Type a dollar amount, such as 12500

Work it out, then check.

Learn time value of money

More free tools

The eight domains

170 questions in two 3-hour sections, with case studies. Weights are CFP Board's Principal Knowledge Domains. In July 2026, 69% of first-time takers passed.

A. Professional Conduct and Regulation

CFP Board's Code and Standards and the fiduciary duty, the Procedural Rules, regulation of advisers and brokers, and consumer protection law.

8% of the exam

B. General Principles of Financial Planning

The planning process, financial statements, cash flow and debt, economics, time value of money, education funding and gifting.

15% of the exam

C. Risk Management and Insurance Planning

Insurance principles and needs analysis, health, disability and long-term care, life insurance, annuities and business owner coverage.

11% of the exam

D. Investment Planning

Investment vehicles and their taxation, risk and return measures, bond and stock valuation, asset allocation and strategies.

17% of the exam

E. Tax Planning

Income tax calculation, business entities, trusts and estates, property transactions, tax reduction and charitable giving.

14% of the exam

F. Retirement Savings and Income Planning

Retirement needs, Social Security, plan types and rules, non-qualified plans, distributions, income strategies and succession.

18% of the exam

G. Estate Planning

Titling and beneficiaries, documents, gift, estate and GST tax, trusts, the marital deduction and family transfers.

10% of the exam

H. Psychology of Financial Planning

Client attitudes and biases, behavioral finance, money conflict, counseling, communication and crisis events.

7% of the exam

Try one question from each domain

Question 1Fiduciary standard and application
A client holds 40% of his portfolio in his employer's stock. His CFP professional recommends reducing it, but the client says he will keep every share because he believes in the company, and the instruction is lawful. What should the CFP professional do?
Question 2Financing strategies and debt management
A client can refinance her mortgage with $6,000 of closing costs, which would cut her monthly payment from $2,450 to $2,150. She expects to sell the home and move in about 18 months. Ignoring the time value of money, what is the MOST appropriate conclusion?
Question 3Disability income insurance
A hand surgeon earning $600,000 a year wants disability coverage that pays if an injury stops her from operating, even if she then earns a salary teaching medicine. Which definition of disability should her policy use?
Question 4Investment strategies
A client bought stock at $50 a share. She sells a call option with a $55 strike price and receives a $2 premium. Ignoring costs, what are her maximum profit per share and her break-even price?
Question 5Tax consequences of property transactions
A client's 2026 trades produced short-term gains of $5,000, short-term losses of $12,000, long-term gains of $10,000 and long-term losses of $2,000. What is her net result?
Question 6Distribution rules and taxation
Mia's mother died at 68, before her required beginning date, leaving Mia, 40, her traditional IRA. Mia is not disabled or chronically ill. Which statement about the inherited IRA is correct?
Question 7Property titling and beneficiary designations
A client's will leaves all his property to his wife. His IRA names his sister as beneficiary, and he never changed the form after marrying. He has died. Who receives the IRA?
Question 8Behavioral finance
A client wants to list her house for $900,000 because a neighbor's similar house sold for that two years ago. Recent sales of comparable homes nearby have been between $760,000 and $800,000, and her house has had no offers in three months. Which bias is MOST likely affecting her pricing?

In the course

  • 23 interactive lessons
  • 274 practice questions, with 4 case studies
  • 1 full 170-question practice exam in two 3-hour sections

See the course

Guides

Financial Planner Genius Pro

US$179one payment

  • 23 interactive lessons
  • 274 practice questions
  • 1 full 170-question practice exam with case studies

Full refund within 14 days. Ask within 14 days of paying, for any reason. Our refund promise still applies after you start the course. The note under the pay button is about the separate legal right to cancel. Terms

By paying you agree to our Terms. Email us within 14 days for a full refund.
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One payment. No sales tax is added. Access until October 31, 2027.

Questions? support@unigenius.co.uk