Question 1VII.A · Medicare
Which part of Medicare mainly covers inpatient hospital care?
Life and health insurance exam format
145 multiple-choice questions in 150 minutes at a test center: a general section of 110 questions and a Texas section of 35. 15 are unscored pretest questions mixed in with the rest.
| Questions | 145 multiple choice: 130 scored and 15 pretest |
|---|---|
| Parts | General knowledge (110) and Texas law (35), scored as one exam |
| Time | 150 minutes |
| Passing score | 70 on a scale of 0 to 100 |
| Outline | TDI content outlines, effective 1 September 2026 |
| Exam fee | $49 |
Where the 130 scored questions come from
The general section has 100 scored questions and the Texas section 30. The outline lists the number from each section.
| Outline section | Scored questions |
|---|---|
| Life: types of policies | 15 |
| Life: riders, provisions, options and exclusions | 15 |
| Life: application, underwriting and delivery | 12 |
| Life: retirement and other concepts | 8 |
| Health: types of policies | 16 |
| Health: provisions, clauses and riders | 15 |
| Health: social insurance | 6 |
| Health: other concepts | 5 |
| Health: field underwriting | 8 |
| Texas: rules common to life and health | 14 |
| Texas: life insurance only | 6 |
| Texas: accident and health only | 7 |
| Texas: HMOs | 3 |
On the day
- The exam begins the moment you look at the first question, and it ends when the time runs out.
- A silent, hand-held, nonprinting calculator without an alphabetic keypad is allowed. Financial calculators are not.
- No notes, books or scratch paper of your own: the test center gives you materials for notes and calculations.
- The clock keeps running during a break.
- You leave the test center with your score.
Answer every question
Scores are based on the number of questions answered correctly, and there is no penalty for a wrong answer. You cannot tell the pretest questions from the scored ones, so treat each as if it counts.
Try 3 questions
Question 2VI.A · Mandatory and optional provisions
Under the standard proof of loss provision, how soon after a loss must written proof of loss normally be filed?
Question 3TX.I.C · Licensing
Tomasz's license expired 45 days ago. How can he get it back under the Insurance Code?
Next step
The Texas Department of Insurance license page, with the handbook and content outlines
Questions people ask
How long is the life and health insurance exam?
150 minutes for the Texas General Lines - Life, Accident and Health exam.
How many questions are about Texas law?
35 questions in the Texas section, of which 30 are scored.
Can you use a calculator on the insurance exam?
Yes, if it is silent, hand-held, nonprinting and has no alphabetic keypad. Financial calculators are not allowed.
When do you get your result?
At the test center: candidates leave with their official scores in hand.